International & local virtual IBANs
Build B2B or B2C collection and account journeys for international and local business. Explore EUR, GBP, USD, CHF, CNY, HKD, SGD and AED corridors with the appropriate account providers.
LDB-X FOR BUSINESS
Accounts & money movement
Bring local and international flows together.
Build account and virtual-IBAN experiences around local collections, international transfers and multi-currency workflows. Account issuance, execution and safeguarding are provided under the applicable institutional programme.
BUSINESS CONTEXT
Connect local accounts with international money movement.
Intended for
Regulated institutions and approved businesses with account or money-movement requirements.
Programme confirmation
Providers, markets, permissions and commercial terms are confirmed for the proposed programme.
SUPPORTED CAPABILITY SCOPE
What we can explore together.
These capabilities can be combined around your programme requirements. Provider support, market availability and commercial terms are confirmed for the proposed scope.
Multi-currency & foreign exchange
Bring major, minor and exotic currency requirements into a multi-currency experience, with FX conversion, local deposits and international transfers.
Account-linked card programmes
Connect account and wallet journeys with eligible local or USD/EUR prepaid card programmes, loyalty cards and private-label Visa or Mastercard propositions.
Account experience planning
Define the information architecture and customer-facing account experience with account and IBAN issuance provided by the named institution.
Money-movement workflows
Explore instruction, review and status stages for local or international transfer journeys as programme design topics.
Currency and FX context
Map multi-currency and foreign-exchange requirements for provider confirmation; no currency list, pricing or execution outcome is represented as universal.
PLATFORM EXPERIENCE
See how the workflow can come together.
Explore a sample interface direction for the solution. Final workflows, data fields and provider-connected functionality are configured for the approved programme.
Sample experience
Money-movement workflow
Sample instruction-and-review workflow using example data and no live account details.
WORKFLOW
A controlled path for money-movement design.
Requirements
Set the account, transfer and currency use cases for the intended audience.
Provider mapping
Identify which institution performs account, execution, custody or safeguarding functions.
Journey design
Structure instruction, review, status and exception states around the approved scope.
Programme confirmation
Confirm eligibility, territories, currencies and terms before implementation or launch.
PROGRAMME BOUNDARIES
Technology scope and provider responsibility stay distinct.
- LDB-X provides
- Integration planning for account interfaces, transfers and currency workflows.
- Third-party role
- Account issuance, execution, custody and safeguarding where applicable.
- Market scope
- Confirmed for the intended market and participating provider before implementation or launch.
- Regulatory limits
- An account or IBAN is supplied by its named institution, not created by an API connection. Eligibility and permissions are jurisdiction-specific.
NEXT STEP
Start with your requirements.
Tell us about your organisation, intended market and the customer journey you want to build. The relevant provider, capability and responsibility details can then be confirmed against that scope.
Discuss this solution